Disclosures

General information

The information provided on this site is for educational and informational purposes only. It is intended to explain financial advisory pricing models, planning concepts, and related tools in a general manner and does not constitute individualized financial, investment, tax, or legal advice.

Readers should not rely on the content of this site as a substitute for personalized advice from a qualified professional who is familiar with their specific circumstances.

No advisory relationship

Use of this site does not create an advisory, fiduciary, or client relationship between the reader and the site owner. Accessing content, using tools, or submitting information through this site does not establish an agreement for services.

This site does not provide investment advisory services and does not offer to engage in investment advisory business through its content or tools. Any decisions made based on information from this site are the sole responsibility of the reader.

Accuracy and limitations

Reasonable efforts are made to ensure that information on this site is accurate and current, but no representation or warranty is made regarding completeness, accuracy, or applicability to individual situations. Financial regulations, industry practices, and advisory models may change over time.

Tools and calculators provided on this site are illustrative in nature and rely on user inputs and stated assumptions. Results are hypothetical and should not be interpreted as forecasts, projections, or recommendations.

Advisor listings and references

If this site includes directories, listings, or references to financial advisors, inclusion does not constitute an endorsement or recommendation. Readers are encouraged to conduct their own due diligence when evaluating any advisor or service.

Any current or future compensation related to listings, tools, or participation will be disclosed clearly and separately from educational content. Compensation does not influence how educational content on this site is written, organized, or presented.

Ownership disclosure